Tag Archive: really

If I foreclose on a rental property, can a mortgage company come after my other home?

if I currently own a home, and rent it out, then purchase another home to live in, and after a year the renters move out, and I can’t make the payments, and am forced to foreclose on my rental, can the mortgage company come after my new home? I live in MD. Answer: Yes, if …

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why are the Banks and mortgage companies crying about loses when all the home loans have mortgage insurance?

I dont see why they have loses, its the insurance companies that are losing. The Bank collects on the default loan and have the houses too! Answer: Actually, insurance companies have insurance. Ever hear of reinsurance? I know, it pissed me off to learn that as well. None of them are really losing which is …

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Is a portion of my mortgage deductible if I am 1/4 of my home as a business office?

I decided to set up office in my home rather than rent a space. I have a really small home

What bank can i apply to (no application fee) for a first time home buyer mortgage loan?

Answer: Ask different mortgage brokers. But, really, I’m not aware of any that don’t charge an application fee, as well as various other fees. Some are so-called “trash fees,” others are legitimate. And an application fee is legitimate. Besides, don’t select your mortgage based on whether or not there’s an application fee, or the size …

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How can I be happy with my home? I want a new home but don’t want a big mortgage?

I own a townhouse that is not attached to any other houses. It has: a 2 car garage 1650 square feet 3 bedrooms and 2.5 baths a small backyard that is the size of a huge patio and I wouldn’t really call it a “backyard” NO front yard since it’s a hill and plants I …

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Has anyone used an online mortgage company to work from home and do they really pay?

I have been approached by online mortgage companies to work from my home. I am skeptical of the promises of more loans for less money. Has anyone ever done this type of work before; and what was your experience with them? Answer: I have not worked for any, but know a couple. It really depends …

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I short-sold my home in October – when can I get a mortgage again to purchase a home?

I’ve been fortunate to regain employment and save for a downpayment on a home. If I did a short-sale on my previous home in October 2009, when it it likely I can qualify for a mortgage again. Answer: I hope soon. You should talk to a loan officer because it really depends on your credit …

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Do most people REALLY put down 10% for a home mortgage?

Just curious, I hear this alot and its no suprise but I have been approved before for a mortgage with no money down at 6%… just wondering what others do. Answer: 20% is better – it gets rid of the need to pay PMI.

How can I be happy with my home? I want a new home but don’t want a big mortgage?

I own a townhouse that is not attached to any other houses. It has: a 2 car garage 1650 square feet 3 bedrooms and 2.5 baths a small backyard that is the size of a huge patio and I wouldn’t really call it a “backyard” NO front yard since it’s a hill and plants I …

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I have a TX home mortgage loan in my name, and my friend’s name is included on the deed, what if we split up?

I have been making the payments each month myself- my friend is unable to help pay right now. what do I need to do to protect my interests in case we split up? we are not married. He helped pay for the downpayment and some home improvements. Answer: You really can’t do much. He owns …

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