Press Release

Should You Have A Real Estate Agent When Buying A Home?

If you’re looking to purchase a new home, then you may have considered partnering with a licensed real estate agent. You’re not among the few, considering 88 percent of homebuyers enlist the assistance of an Apopka Realtor. Most builders and buyers find it the best decision to deal with a real estate agent to make the process easier. In fact, it’s typically expected that a buyer have an agent before the purchase of any home.

Purchasing A New Home

Buyers who are looking to make a purchase on newly constructed homes may feel like enlisting a Realtor is unnecessary. New home project sales people are a great resource to help anyone understand the project. However, your Realtor will be able to help you find the best deal whether it is a resale or newly constructed. The builder’s sales person represents the builder’s best interests not the buyer’s! Anyone new to the real estate realm can easily be overwhelmed with options and pricing. Your Realtor will be able to represent you and negotiate with any builder to develop your dream home at a reasonable price.

Let an experienced professional advise you where to look for your new home. They are able to help you find the house you envisioned, while keeping you in price range!

Article Source: https://michellechaserealtor.com/should-you-have-a-real-estate-agent-when-buying-a-home/

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Press Release

The Michelle Chase Real Estate Team In Apopka, Fl Welcomes Hank Dunn To The Team!

Hank is a multi-generation Floridan whose grandparents moved to Florida nearly a hundred years ago. Due to his father’s career in the military, he has lived in many places across America and the world. In his adult life, he is a retired higher education administrator with a career spanning more than 30 years. He has worked extensively in community colleges, including being Chancellor and President of two different colleges. He also has a background in financial and strategic panning, real estate and investments.

Hank has held a Florida real estate license on and off for many years, but became fully active after he retired in 2017. He is also an active partner in a non-profit company, Provident Housing Solutions, building rental properties to support working families throughout Central Florida.

Hank and his wife live in Apopka. He is the father of three adult children who reside in Central and South Florida and is the proud grandfather of two grandchildren.

To learn more about the Michelle Chase team visit our website at https://michellechaserealtor.com.

The Michelle Chase Real Estate Team services Apopka, FL and the surrounding area.

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Local Pros

The Michelle Chase Real Estate Team

Location: Apopka, FL

Phone: (407) 268-6718

Website: michellechaserealtor.com

Michelle Chase is a local realtor and certified staging agent with Home Wise Realty that knows what buyers are looking for. Staging your home involves creating an inviting space that house hunters can envision themselves living in and can also help to facilitate a speedy sale for top dollar.

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Finacial Tips

Finance Tips for the Younger Generation

Embarking into the world of finance can be daunting for the youth of today, especially if they are first time in the workforce and beginning to spread their wings. Knowing financial basics is essential for life, though the amount of personal (and professional) debt that people acquire within their lifetimes is substantial for the general population. This is largely due to lack of education of the financial world, in schools, colleges and at home. To get ahead in the game of money, it is important to start early and gain the knowledge that you will need throughout your entire life. Here we offer some guidance to help get young people on track in understanding how best to interact with finance.

 

Be Money Wise

If you have just landed your first ‘serious’ paying job, then it can be extremely tempting to grab that first paycheck and go on a spending spree. When you have little or no debts, and generally less responsibilities in rent and bills, then a disposable income can be extremely tempting to use. Be aware that the more you spend, the less you save, and the less you have for the future. Tip here: delay gratification, and ask yourself twice if you really need that 3rd pair of sneakers.

 

Retirement

Yep, it may be DECADES away, but starting to put savings away for your retirement now is one of the best things you can do for yourself, and future family. Every little bit counts. With interest benefits, the sooner you begin a fund, the better off you’ll be in the long run.

 

Taxes

Get educated on how taxes work, how to do a basic tax return, and file and organize your documents early on. Especially if you are in a job that requires relatively simple organizing when it comes to tax time. This allows you to get your foot in the door without the overwhelm when it gets to more complex career tax systems.

 

Get Clear On Spending Habits

Be budget savvy. There are great applications online and for smartphones to allow you to track and categorise your spending. This gives you great insight into how much you are really spending and saving.

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Finacial Tips

Easy Budgeting Hacks To Save Money

Whether you are new to the world of financial savvy decision-making, or out to find some extra techniques to help you in your finance goals, every single person on the planet can benefit from utilizing the tool of setting (and sticking to) a budget. Pay off debt, build savings, invest smart and make the most of your well-deserved earnings with these tips for easy and effective budgeting.

 

Auto-Save

Just as auto-debit payments make our life a ton easier in not having to complete this action multiple times our banking system each month, so too, we can take advantage of automatic banking in the form of savings. Settle on a percent that feels right for you, and commit to keeping this up. One of the great benefits of this is that you won’t miss the money if you don’t see it. When it automatically goes to savings, it feels less like you are taking from money coming it. Setting this up can be simple with your bank.

 

Keep Accountable

There are many different finance-tracking systems, from phone apps to computer programs and other budgeting tools. Some can be more in depth and complex for those who enjoy detail, and others can offer a basic template to track your income and expenses. When you are tracking your spending, often you will find that you are less likely to be frivolous with purchases and spending that you know you don’t need, or haven’t budgeted for.

 

Choose Cash

When consuming in the modern world, the ease of ‘pay as you go’ payments and online shopping with cards and other online hosts can make overspending TOO EASY. When you allocate yourself with a certain amount of cash for spending a day, or week, then the visual aspect of seeing the cash lower as you spend makes it much easier to motivate yourself to save.

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